What Is Commercial Auto Insurance?
When your business relies on or uses automobiles daily, you need to make sure before you hit the road you are covered for any possible issues. Every second you are out on the road you face several risks that are, unfortunately, unavoidable. Commercial auto insurance is similar to your typical auto insurance, only it covers a few different areas to insure your employees along with your goods are kept safe. Without the added protection, you could run into serious issues that might make you and your business look bad.
What It Covers
- Collision coverage
- Auto liability
- Medical payments
- Coverage on rented or borrowed vehicles
- Employee coverage
Vehicles Covered Under Commercial Auto Insurance
- Regular cars and SUVs
- Catering trucks
- Light and medium weight dump trucks
- Utility vans
- Refrigerator trucks
- Tow trucks
Why You Should have Commercial Auto Insurance
Whether you are making deliveries, running errands for your business, or anything else that involves using your company car, you are liable for any damage that may happen to you or others. To maintain your business’s reputation that you worked so hard to build up, make sure that you keep all your values protected. Without commercial auto insurance, you could suffer serious losses that your company cannot afford.